Terms of Service

Last Updated: January 2026

1. Acceptance of Terms

By accessing or using this platform, you agree to these Terms of Service. If you disagree, do not use our platform.

2. Educational Purpose Only

Our platform is for EDUCATIONAL and INFORMATIONAL purposes ONLY.

• We provide educational tools for learning about market research
• We do NOT provide investment advice or recommendations
• We do NOT recommend buying or selling any specific securities
• All information is for educational study purposes only

3. NOT Investment Advice

WE DO NOT PROVIDE INVESTMENT ADVISORY SERVICES.

• We are NOT registered investment advisors with the SEC or state regulators
• Nothing on this platform constitutes professional financial advice
• You MUST consult licensed financial professionals before investing
• We do NOT have a fiduciary duty to you

4. No Guarantees or Warranties

WE MAKE NO GUARANTEES.

• No accuracy guarantee: Information may contain errors or inaccuracies
• No performance guarantee: Past results do not predict future outcomes
• No profitability claims: We make no claims about investment returns
• "AS IS" basis: Platform provided without warranties of any kind

5. Investment Risk Acknowledgment

YOU ACKNOWLEDGE:

• All investing involves SUBSTANTIAL RISK including complete loss of capital
• Past performance does NOT indicate future results
• You may lose ALL money invested
• You are responsible for your own investment decisions
• You will consult licensed professionals before investing

6. User Responsibilities

You agree to:

• Use the platform for educational purposes only
• Not rely on our content for investment decisions
• Verify all information independently
• Consult licensed financial advisors before investing
• Not hold us liable for investment losses

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• We are NOT liable for any investment losses or financial damages
• We are NOT liable for errors, omissions, or inaccuracies in content
• We are NOT liable for interruptions or technical issues
• Total liability limited to amount paid for access (if any)

8. Intellectual Property

All content is owned by us or licensors. You may not reproduce, distribute, or create derivative works without permission.

9. Third-Party Content

We may display third-party data, news, or links. We do not endorse or guarantee accuracy of third-party content.

10. Termination

We reserve the right to terminate or suspend access at any time without notice.

11. Governing Law

These Terms are governed by the laws of the State of New York, United States, without regard to conflict of law principles.

12. Dispute Resolution

Any disputes shall be resolved through binding arbitration in New York, NY, under AAA rules.

13. Changes to Terms

We may modify these Terms at any time. Continued use constitutes acceptance of changes.

14. Contact Information

StockInsight Analytics
2150 Shattuck Avenue, Suite 1300, Berkeley, CA 94704, United States
Email: info@hsxytz.com